India’s digital payment revolution continues to gather pace, as the Unified Payments Interface (UPI) recorded 17.89 billion transactions in April 2025, according to new data released by the National Payments Corporation of India (NPCI). The figures reflect a 34% year-on-year growth in transaction volume, highlighting the growing trust and widespread adoption of UPI across the country.
In terms of value, UPI transaction amount reached ₹23.95 lakh crore in April 2025, marking a 22% increase compared to the same month last year. This figure underscores the growing role of UPI not just for small daily payments, but also for higher-value transactions by individuals, businesses, and merchants.
The daily average transaction count in April 2025 stood at 596 million with the average daily transaction amount reaching to ₹79,831 crore.
The previous month, March 2025, recorded 18.30 billion transactions worth ₹24.77 lakh crore. This slight dip in April can be seen as a natural correction following the financial year-end spike in March, a pattern often observed due to accounting deadlines and bulk transactions.
The UPI platform has shown consistent growth over the past few months. In February 2025, transaction volume stood at 16.11 billion, with a transaction value of ₹21.96 lakh crore. The continued month-on-month increase reflects strong user engagement and the success of efforts to expand UPI to more regions and use-cases.
UPI’s wide-scale adoption has been supported by a growing network of participating banks, increased smartphone penetration, and the rollout of innovative features such as UPI Lite, credit card on UPI, and recurring payments. With players like Paytm, PhonePe, Google Pay, and others actively pushing UPI adoption, it is reshaping how people pay, transfer, and manage money every day.
