The National Payments Corporation of India (NPCI) and the Institute for Development and Research in Banking Technology (IDRBT) have signed a Memorandum of Understanding (MoU) to jointly enhance the cyber security and resilience of India’s digital payment ecosystem.
The partnership focuses on building skilled cyber professionals through structured training programmes and certifications. These efforts will be directed toward employees working in banking and digital payment services. A key outcome of this collaboration will be the launch of an NPCI-certified payment security certification programme, designed in line with evolving industry needs and regulatory standards.
As part of the agreement, IDRBT will also extend its advanced threat intelligence platform, IBCART 3.0, to NPCI and its ecosystem partners.
NPCI MD & CEO Dilip Asbe stated that strengthening cyber resilience is not just a technical necessity but also a matter of organisational readiness. “We are happy to partner with IDRBT to advance payment security and cyber resilience across the digital payment ecosystem in India. Strengthening cyber resilience is not just about technology, but also about people and preparedness. Our partnership with IDRBT will enable structured capacity building across the ecosystem through training, certifications and sharing threat intelligence,” he said.
IDRBT Director Dr. Deepak Kumar described the agreement as a step toward promoting a culture of security awareness and building technical capacity across the broader payments infrastructure. He added that the availability of contextualised threat intelligence would help reinforce the stability of India’s financial ecosystem.
This collaboration comes at a time when digital payments are expanding rapidly, and there is a growing need to secure payment systems at scale. NPCI has played a crucial role in driving India’s digital payment growth through products like UPI, RuPay, IMPS, AePS, and NETC. IDRBT, established by the Reserve Bank of India, has been instrumental in driving technology adoption across the financial sector.
By combining their expertise, NPCI and IDRBT aim to support a safer, more resilient digital payments infrastructure for the country.
